Commercial Mortgages

Commercial Mortgages

Commercial mortgages can be used for both owner-occupied use and investment property. Whether you are looking to run your own business from commercial premises or wish to grow your investment portfolio with commercial property we can help.

If you run your own business and are looking to purchase a property to operate from, it may be beneficial to explore an OPCO/PROPCO Mortgage – this is where an SPV Limited Company is created to purchase the property which is then let back to the operating business. The benefits of these mortgages is that the trading business accounts are used to assess affordability.

Key Product Points:

  • Applications accepted from individuals, limited companies, SPVs, Charities, Pensions (SIPP & SSAS) and Offshore entities
  • Interest only or capital repayment
  • Terms from 2 to 35 Years
  • Up to 100% LTV for Trading Business
  • Up to 75% LTV for investments (more if providing additional security)
  • Any property types considered; however, most typical include retail, offices, warehouses, hospitality & land

Contact us today on 01202 880718 to see how we can help you.

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Why Mortgages by James

Personal, Professional, Specialist Advice
Flexible approach, we are not a 9 to 5 call centre
Complex to conventional solutions
Over 25 years experience