Bridging Loans

Bridging Loans

Bridging loans can be used for a variety of purposes and may be the solution to your short-term funding requirements before a long-term solution can be obtained. Don’t lose your dream home due to a delayed sale on your property, want to buy a property that is not mortgageable, needs refurbishment or have to complete quickly on a purchase or buying at auction, a bridging loan may be the solution.

Available for:

Buy to Let




Residential security

This type of finance can help you to:

  • Purchase a new property before an existing property has sold
  • Purchase a property under a tight time frame (perhaps at auction)
  • Purchase a property under market value
  • Raise money to settle a tax bill
  • Raise money to inject into your business
  • Purchase Land with planning

Bridging loans require a suitable property to be used as security. This could be your main residence, buy to let or commercial property.

Key Product Points:

  • Fast turnaround
  • No early settlement fees
  • From 1 to 24 month Loan Term
  • Light, medium and heavy refurbs
  • Conversions (including commercial to residential)
  • Interest roll up, retained or serviced
  • Up to 85% LTV on property (100% if additional security is offered)
  • Up to 75% LTV Land with planning
  • Up to 75% LTV 2nd charge on property

Contact us today on 01202 880718 to see how we can help you.

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Why Mortgages by James

Personal, Professional, Specialist Advice
Flexible approach, we are not a 9 to 5 call centre
Complex to conventional solutions
Over 25 years experience